Mortgages
Administration Fees
Mortgage Fees
| Name of fee | Amount Chargeable £ | |
|---|---|---|
| 1. | Valuation/Application fee | Valuer's fee +30 |
| 2. | Re-inspection/final inspection | 75 |
| 3. | Revaluation | 75 |
| 4. | Further advance - administration | max 75 |
| 5. | Second mortgage questionnaire and Lender reference completion | max 75 |
| 6. | Own buildings insurance | single payment 25 |
| 7. | Charge of own buildings insurance cover | single payment 25 |
| 8. | Transfer of mortgage type | max 25 |
| 9. | Deed production/release | 50 |
| 10. | Sealing fee/Land Registry administration | 100 |
| 11. | Deeds Storage per year | 25 |
| 12. | Early Repayment Charge - see individual Mortgage Conditions | |
| 13. | Duplicates: Statements, Statement of Mortgage Interest | 25 |
| 14. | Arrangement / Booking fee - see individual Mortgage Conditions | |
| 15. | Transfer of Equity | 50 |
| 16. | Redemption Request | 3rd & subsequent requests - 25 |
| 17. | Register 2nd Charge | 25 |
| 18. | Deed of postponement | 50 |
| 19. | Product switch fee | 275 |
General Fees
| Name of fee | Amount Chargeable £ | |
|---|---|---|
| 20. | International transfers | max 40 |
| 21. | Telegraphic transfers or Chaps payments | 25 |
| 22. | Returned unpaid cheque | 25 |
| 23. | Return of standing order/direct debit | 25 |
| 24. | Swearing affidavit | 25 |
| 25. | Account Administration letter | 25 |
| 26. | Data Protection Act Enquiry Charge | 10 |
Mortgage Arrears Administration Fees
| Name of fee | Amount Chargeable £ | |
|---|---|---|
| 27. | Arrears Letter fee | 30 |
| 28. | Deeds release to Solicitors for arrears | max 50 |
| 29. | Referral by the Society to the Society's Solicitors for arrears collection and enforcement |
50 |
| 30. | Legal costs - All fees and costs incurred by the Society's legal advisers relating to the collection of arrears and enforcement of the legal charge will be paid to the advisers by the Society and the amount(s) charged to the mortgage account. | |
| 31. | Possession Booked and Aborted | 50 |
| 32. | Property in possession - Costs incurred by estate agents, solicitors, furniture and goods removal contractors, cleaners, locksmiths and joiners and any other contractors including public utilities will be paid to the contractors by the Society and the amounts charged to the mortgage account. | +300 |
It is not possible to quantify the charges referred toin items 30 and 32 above. The amount(s)charged to the mortgage account will be the amount(s) charged by the contractors/advisers to the Society. Interest will accrue on charges made to the mortgage account.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE