Cash ISA's
Types of Tax Free Savings Accounts:
ISA Transfers
ISA Transfers are available only to exisiting members of the Society as at 31st December 2012. Please contact the Society for further information and application form.
ISA Reactivation
If you did not deposit any monies in your Cash ISA with the Society during the last tax year, you can now deposit savings up to the £5,760 limit but you will be required to complete an ISA Reactivation Application Form.
90 Days Notice Cash ISA (Incorporating TESSA ISA)
The 90 Days Notice Cash ISA is a variable rate account with a low minimum balance.
To get the more favourable interest rate 90 days notice is required for withdrawals.
This is an easy way to save tax-free.
Key Features:
- Minimum balance £10.
- Maximum subscription £5,760 for the tax year 6th April 2013 - 5th April 2014.
- Having subscribed to a Cash ISA, you cannot subscribe to another Cash ISA in the same tax year.
- Available to individual sole investors aged 16 or over resident in the UK.
- Interest is compounded annually on the 5th April and is available from 6th April. It may be transferred to another account with the Society or to a bank account.
- Interest is calculated daily and is variable.
- Subscriptions must belong to the investor.
- To avoid loss of interest, 90 days notice of all withdrawals is required.
- Further subscriptions cannot be accepted into the account, which would exceed the total subscription limit for each tax year, even where a partial withdrawal has been made.
- Stakeholder is a set of voluntary standards for deposit products set by the Goverment relating to charges, access and terms of the account. Our Cash ISA is not stakeholder.
- The ISA Scheme is administered by HM Revenue & Customs. Further information is available on request.
To find out more about the 90 Days Notice Cash ISA, ring us on 0845 051 4422, visit one of our branches, or view our 90 Days Notice Cash ISA Savings (Incorporating TESSA ISA) leaflet. Please ensure this account is suitable for you.
Instant Access Cash ISA
The Cash ISA provides the opportunity to earn very competitive tax-free interest.
Key Features:
- Instant access.
- Minimum balance £10.
- Maximum subscription £5,760 for the tax year 6th April 2013 - 5th April 2014.
- Having subscribed to a Cash ISA, you cannot subscribe to another Cash ISA in the same tax year.
- Available to individual sole investors aged 16 or over resident in the UK.
- Interest is compounded annually on the 5th April and is available from 6th April. It may be transferred to another account with the Society or to a bank account.
- Interest is calculated daily and is variable.
- Subscriptions must belong to the investor.
- Further subscriptions cannot be accepted into the account, which would exceed the total subscription limit for each tax year, even where a partial withdrawal has been made.
- Stakeholder is a set of voluntary standards for deposit products set by the Government relating to charges, access and terms of the account. Our Cash ISA is non stakeholder.
- The ISA Scheme is administered by HM Revenue & Customs. Further information is available on request.
To find out more about the Instant Access Cash ISA Savings Account, ring us on 0845 051 4422, visit one of our branches, or view our Instant Access Cash ISA Savings leaflet. Please ensure this account is suitable for you.
Junior Cash ISA
Start saving for your child’s future with our Junior Cash ISA and build up tax-free savings for when they reach 18.
Key Features:
- Minimum Balance £10
- Maximum subscription £3,720 for the tax year 6th April 2013 - 5th April 2014.
- No withdrawals can be made from this account until the child reaches the age of 18. This includes any interest, which cannot be paid away to any account.
- Earl Shilton Building Society offer a Junior Cash ISA to children under the age of 16, resident in the UK, who do not already have a Junior Cash ISA or a Child Trust Fund.
- The Junior Cash ISA will be in the beneficial ownership of the child.
- Interest is compounded annually on the 5th April.
- Interest is calculated daily and is variable.
- The ISA Scheme is administered by HM Revenue & Customs. Further information is available on request.
To find out more about our Junior Cash ISA, ring us on 0845 051 4422, visit one of our branches, or view our Junior Cash ISA leaflet. Please ensure this account is suitable for you.
The Government cannot guarantee the favourable tax treatment of ISA's and the situation may change in the future.
- Savings Introduction
- Young Saver Accounts
- Cash ISA's
- Regular Savers
- Progress Account
- Members' Bond
- Instant Access
- Notice
- Over 50's
- Business Accounts
- Savings Interest Rates
- Savings Terms & Conditions
- Proving Your Identity
- Administration Fees
- Electronic Payments
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