The Earl Shilton Building Society

Previous Interest Rates

As from 1st November 2011
Account	Tier	Gross Rate	NET	AER

Cash ISA - 90 Days Notice (incorporating TESSA ISA) (min) £10	-	2.70%	-	2.70%

Cash ISA - Instant Access (min) £10	-	2.20%	-	2.20%

Regular Monthly Saver - (£10 min - max £500 per month 2 instant withdrawals per year)	-	1.75%	1.40%	1.75%

Heritage - over 50's no notice. Rate shown includes a gross bonus of 1.50% if Terms & Conditions adhered to (£1,000 min - £180,000 max)	-	1.95%	1.56%	1.95%

Child Trust Fund Account - 2nd Issue	-	2.85%	-	2.85%

Foundation Account - Under 21's only (£250 min - £10,000 max 3 instant access withdrawals per year)	-	2.25%	1.80%	2.25%

Account	Tier	Gross Rate	NET	AER
Select 120 Annual Interest - 120 days notice (Previously Earl Shilton Bond)	£50,000 - £180,000(max)	1.80%	1.44%	1.80%
	£25,000 - £49,999	1.05%	0.84%	1.05%
	£10,000 - £24,999	0.50%	0.40%	0.50%
	£5,000 - £9,999	0.25%	0.20%	0.25%
	(min) £500 - £4,999	0.15%	0.12%	0.15%

Account	Tier	Gross Rate	NET	AER
Select 120 Monthly Interest -120 days notice	£50,000 - £180,000(max)	1.79%	1.43%	1.80%
	£25,000 - £49,999	1.05%	0.84%	1.05%
	£10,000 - £24,999	0.50%	0.40%	0.50%
	£5,000 - £9,999	0.25%	0.20%	0.25%
	(min) £500 - £4,999	0.15%	0.12%	0.15%

Account	Tier	Gross Rate	NET	AER
Capital 90 - 90 days notice (unless £20,000 balance retained)	£50,000 - £180,000(max)	0.80%	0.64%	0.80%
	£25,000 - £49,999	0.65%	0.52%	0.65%
	£10,000 - £24,999	0.25%	0.20%	0.25%
	£5,000 - £9,999	0.15%	0.12%	0.15%
	(min) £500 - £4,999	0.10%	0.08%	0.10%

Account	Tier	Gross Rate	NET	AER
Monthly Income - 90 days notice	£50,000 - £180,000(max)	0.80%	0.64%	0.80%
	£25,000 - £49,999	0.65%	0.52%	0.65%
	£10,000 - £24,999	0.25%	0.20%	0.25%
	£5,000 - £9,999	0.15%	0.12%	0.15%
	(min) £1000 - £4,999	0.10%	0.08%	0.10%

Account	Tier	Gross Rate	NET	AER
Double Top - Instant Access	£10,000 - £180,000(max)	0.15%	0.12%	0.15%
	£500 - £9,999	0.10%	0.08%	0.10%
	(min) £1 - £499	0.10%	0.08%	0.10%

Account	Tier	Gross Rate	NET	AER
Gross Extra - Ex. Pats (min) £500	-	0.10%	-	0.10%

Extra Yield - 180 days notice after 6 months (£100 min - £50,000 max)	-	0.90%	0.72%	0.90%

Early Saver - under 18's only (£1 min - £1,000 max)	-	0.50%	0.40%	0.50%

Enterprise Account - 7 days notice (min £1,000 - rate equivalent to Basic Rate Deposit) Rate shown is for balances of £10,000 or over.	-	1.50%	1.20%	1.50%

Treasurers Account - 7 days notice (min £10,000)	-	2.00%	1.60%	2.00%

Capital Deposits (Limited companies etc) (min) £500	-	0.10%	0.08%	0.10%

Basic Rate Deposits (Limited companies etc)	-	0.10%	0.08%	0.10%

Deposits (Ordinary)	-	0.10%	0.08%	0.10%

Account	Tier	Gross Rate	NET	AER
Closed Issues Class P - Paid-Up Shares	£10,000 - £180,000 (max)	0.15%	0.12%	0.15%
	£500 - £9,999	0.10%	0.08%	0.10%
	(min) £1 - £499	0.10%	0.08%	0.10%
Child Trust Fund Account - plus 0.50% bonus within the first 2 subscription years if additional contributions are made (see terms and conditions)		2.85%	-	2.85%

Notes:

Interest will be paid gross to those investors who are able to meet certification requirements, or net of the appropriate rate of tax required by legislation at the time of interest payment.
Non-taxpayers may be able to reclaim tax if interest is paid net.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
All rates quoted are variable.
AER stands for Annual Equivalent Rate. It illustrates what the interest rate would be if it were paid and compounded each year. In other words, it takes into account the payment of interest monthly or half-yearly. All savings products advertisements which quote interest rates should contain an AER so you will be able to compare more easily what you can expect over time.
Individual terms and conditions may apply.
Subject to the terms of your account, you may normally withdraw up to £500 cash on demand.
Changes to interest rates are advertised in the Hinckley Times and the Loughborough Echo.

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