60 Day Notice Online

AER stands for Annual Equivalent Rate.  It illustrates what the interest rate would be if interest was paid and compounded each year.

Interest is calculated daily and is variable. Interest is compounded annually on the last day of February.

See our current interest rates for all savings accounts.

• The projected balance based on the current interest rate on the minimum balance of £5,000 is £5,200.00.

This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer.

• The account may only be opened by UK residents aged 18 or over
• This account is available online only. There will be no passbook and statements will be sent to you annually if you are not registered for Online Services
• The initial deposit must come from the nominated bank account
• Minimum balance £5,000
• Maximum balance £250,000
• To apply for the 60 Day Notice Online please read the 60 Day Notice Online leaflet to ensure this account is suitable for you.  Please be certain to read the Terms and Conditions for esbs Retail Savings Accounts.
• If you wish to open an account you must use the online application form on our website
• To be able to monitor the account, you will need to register for the esbs Online
  Services which can be found on our website
• Correspondence will be through email and other digital channels only
• Identification verification will be carried out electronically but if this is not possible then we will ask you to provide proof of identification

• Withdrawals can be made with 60 days’ notice. No withdrawals without full notice period being served. (i.e. No early closure with loss of interest)
• Withdrawals can be made by email request and will be by bank transfer to your registered nominated bank account in your own name. Please allow 3 working days for the funds to reach your nominated bank account.
• If you wish to change your nominated bank account then the request will need to be made by email. This will be verified electronically
• Interest can only be paid into the account

• This account is limited to one per investor and can be held in a sole name only

This account might be right for you if you:

• Are happy with a variable rate of interest that can go up or down
• Are happy to have no withdrawals without providing 60 days’ notice
• Are aged 18 or over

This account is not right for you if you:

• Want the security of a fixed rate of interest
• Require instant access to your funds
• Require to operate the account in branch or through the post