contact Us
I have read and understood this website's Privacy Notice
Call us on:
Lines open: 9.00am - 5.00pm Monday - Friday 9.00am - 12.00 noon Saturday

 

The Capital 90 offers tiered interest rates, so the more you invest the better reward you will receive and you still have access to your money.

 

Summary Box

The Information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the terms and conditions that apply to the account.

What is the Interest Rate?£50,000 – £180,000       3.15% Gross/3.15% AER

£25,000 – £49,999         2.95% Gross/ 2.95% AER

£10,000 – £24,999        2.80% Gross/2.80% AER

£5,000 – £9,999             2.65% Gross/ 2.65% AER

£500 – £4,999                2.50% Gross/ 2.50% AER

AER stands for Annual Equivalent Rate.  It illustrates what the interest rate would be if interest was paid and compounded each year.

 

Interest is calculated daily and is variable. Interest is compounded annually on the last day of February.

 

See our current interest rates for all savings accounts.

Can esbs change the Interest Rate?We may change interest rates at any time if we reasonably believe the change is needed.  Please refer to Condition 7 – Interest in the Terms and Conditions for esbs Retail Savings Accounts for further details.
What would the estimated balance be after 12 months based on a £1,000 deposit?

 

 

 

 

 

 

Please note tiered interest rate projections illustrate the cash returns on deposits up to each balance band.

The projected balance based on the current interest rate for the various tiers are:

£50,000 – £180,000               £185,670.00

£25,000 – £49,999                 £51,473.97

£10,000 – £24,999                 £25,698.97

£5,000 – £9,999                     £10,263.97

£500 – £4,999                        £5,123.97

This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer.

How do I open and manage my account?

 

 

 

Can I withdraw money?
  • Yes – if the balance is maintained at £20,000 or more then no notice is required otherwise 90 days notice is required.  At the Society’s discretion, notice may be waived subject to 90 days loss of interest on the amount withdrawn.
Additional InformationThis account might be right for you if you:
• Are happy with a variable rate of interest that can go up or down
• Are happy to give 90 days notice on withdrawals or pay a penalty to access
your money
This account is not right for you if you:
• Want the security of a fixed rate of interest
• Would like instant access with no loss of interest
paper airplan Print this page