9th February 2026
The start of a new year often brings renewed focus on financial goals — but staying motivated can be easier said than done. In our latest poll, we asked how people keep their resolutions on track.
42% of respondents said they don’t really make financial resolutions at all. Whether it’s a conscious choice or simply a preference to avoid setting annual goals, this group may focus on financial habits more fluidly throughout the year.
25% said they track every penny with a budgeting app, showing how digital tools can provide structure, accountability, and ongoing visibility.
Another 25% prefer to set one clear savings or debt goal, suggesting that focus and simplicity are key to maintaining momentum.
Finally, 8% said they reward themselves for small wins, highlighting how small incentives can help keep motivation high, especially when working toward longer-term goals.
This month, we’re asking: When it comes to Valentine’s Day spending, what’s your approach? Let us know here!