19th January 2026
A new year often brings new intentions, and for many people, that includes financial planning. So, we asked: what are people most focused on achieving in 2026?
67% of respondents said their top goal is building an emergency fund or savings, suggesting that for many, creating a financial buffer is the priority, whether for peace of mind or future flexibility.
17% are aiming to pay off debt, highlighting a desire to reduce financial pressure and gain more control over monthly outgoings.
Meanwhile, 8% of voters are focusing on buying a home or property, a major milestone that continues to be a long-term aspiration for many, despite rising costs.
Another 8% are setting their sights on retirement or long-term investments, showing that some are thinking ahead and prioritising the future.
Whether you’re building a safety net, clearing debt, or planning for the years to come, the new year is a great opportunity to take stock and refocus your financial goals.
| What’s your biggest financial goal for 2026? | Results |
| Building an emergency fund or savings | 67% |
| Paying off debt | 17% |
| Buying a home or property | 8% |
| Planning for retirement or long-term investments | 8% |
This month, we’re asking: How do you usually stay motivated to stick to New Year financial resolutions? Let us know here!