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At the present time this account can only be opened by existing members or by people living within the post code areas of LE, CV9-13 inclusive and DE11-15 inclusive. Existing accounts can continue to be operated as usual.

 

The Cash ISA provides the opportunity to earn tax-free interest.

 

Please note that the Society is not accepting ISA transfers in.

ISA Reactivation

If you did not deposit any monies in your Cash ISA with the Society during the last tax year, you can now deposit savings up to the maximum subscription of £20,000 from the 6th April 2020 to the 5th April 2021. You will be required to complete an ISA Reactivation Application Form.

Summary Box

The Information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the terms and conditions that apply to the account.

What is the Interest Rate?0.60% Gross/0.60% AER

AER stands for Annual Equivalent Rate.  It illustrates what the interest rate would be if interest was paid and compounded each year.

Interest is calculated daily and is variable.  Interest is compounded annually on the 5th April.

See our current interest rates for all savings accounts.

 

Can esbs change the Interest Rate?We may change interest rates at any time if we reasonably believe the change is needed.  Please refer to Condition 7 – Interest in the Terms and Conditions for esbs Retail Savings Accounts for further details.
What would the estimated balance be after 12 months based on a £1,000 deposit?

 

 

The projected balance based on the current interest rate is £1,006.00.

This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer.

How do I open* and manage my account?*At the present time this account can only be opened by existing members or by people living within the post code areas of LE, CV9-13 inclusive and DE11-15 inclusive. Existing accounts can continue to be operated as usual.
Can I withdraw money?
  • Yes – Instant Access.
Additional Information
  • Having subscribed to a Cash ISA you cannot subscribe to another Cash ISA in the same tax year.
  • This is flexible Cash ISA. Money withdrawn may be replaced in the same tax year without it counting towards the annual subscription limit.
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