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Re-Mortgaging

If your current mortgage deal is coming to an end, or you need to free up some equity, then why not speak to our friendly team at esbs to see how we can help?

We take pride in our ability to handle every one of our customers’ circumstances individually and because we believe in providing a truly personal service, we have a range of different mortgage products that could be suitable.

Choosing to move your mortgage is a big decision; it could be used to finance home improvements, raise capital or help following a change in financial circumstances. Whatever the reason, let our team take the worry away and treat you just how you should be, as an individual.

PRODUCT DISCOUNTED
FOR
STANDARD
VARIABLE
RATE (SVR)
INITIAL RATE
PAYABLE
APRC EARLY
REPAYMENT
CHARGE PERIOD
MAX
LTV
BOOKING/ ARRANGEMENT FEE
No Early Repayment Charge SVR Mortgage N/A 5.24% 5.24%
(Collar 2.5%)
5.5% N/A 75% £125 – Upfront Booking Fee Arrangement Fee 1%
Stepped 5 Year Discount from SVR Mortgage as follows 1.85% Yrs 1, 2 and 3 2.25% Yrs 4 and 5 5 YEARS 5.24% 3.39% Yrs 1,
2 and 3 2.99%
Yrs 4 and 5
(Collar 2.5%)
4.6% 3 Years 75% £125 – Upfront Booking Fee £1,100 Arrangement Fee
Discount Mortgage SVR less 2.25% for 5 years 5 YEARS 5.24% 2.99%
(Collar 2.5%)
4.5% 5 years 75% £125 – Upfront Booking Fee £1,100 Arrangement Fee
Discount Mortgage SVR less 1.95% for 5 years 5 YEARS 5.24% 3.29%
(Collar 2.5%)
4.6% 5 years 75% £125 – Upfront Booking Fee £699 Arrangement Fee
Discount Mortgage SVR less 1.65% for 5 years 5 years 5.24% 3.59%
(Collar 2.5%)
4.8% 2 years 75% £125 – Upfront Booking Fee £699 Arrangement Fee
Discount Mortgage SVR less 1.45% for 5 years 5 years 5.24% 3.79%
(Collar 2.5%)
4.8% 5 Years 90% £125 – Upfront Booking Fee £599 Arrangement Fee
Discount Mortgage SVR less 1.00% for 5 years 5 Years 5.24% 4.24%
(Collar 2.5%)
5.0% 3 Years 90% £125 – Upfront Booking Fee £599 Arrangement Fee
Self-build Mortgage SVR less 0.25% for 5 years 5 years 5.24% 4.99%
(Collar 2.5%)
5.4% 2 years 50% on land and up to 75% at stage release £125 – Upfront Booking Fee £999 Arrangement Fee
Standard Variable Rate Mortgage N/A 5.24% 5.24%
(Collar 2.5%)
5.4% 2 years 90% £125 – Upfront Booking Fee £399 Arrangement Fee

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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