contact Us
I have read and understood this website's Privacy Notice
Call us on:
Lines open: 9.00am - 5.00pm Monday - Friday 9.00am - 12.00 noon Saturday


REGULAR MONTHLY SAVER – The Flexible Long Term Regular Savings product

Regular Monthly Saver is a great way of building up your savings by putting away some money each month.

Unlike traditional Regular Saver savings products, our Regular Monthly Saver allows you to deposit more than once a month which gives you flexibility on how much you wish to put aside. All we ask is that you deposit at least £10, and no more than £1,000, per month.

Also, it won’t end after a set period, of say 12 months, meaning that the benefits will be ongoing.


Summary Box

The Information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the terms and conditions that apply to the account.

What is the Interest Rate?4.60% Gross/4.60% AER (From 21 August 2023)


AER stands for Annual Equivalent Rate.  It illustrates what the interest rate would be if interest was paid and compounded each year.


Interest is calculated daily and is variable.  Interest is compounded annually on the last day of February.


See our current interest rates for all savings accounts.

Can esbs change the Interest Rate?We may change interest rates at any time if we reasonably believe the change is needed.  Please refer to Condition 7 – Interest in the Terms and Conditions for esbs Retail Savings Accounts for further details.
What would the estimated balance be after depositing £100 per month for 12 months?The projected balance based on the current interest rate is £1,229.83.


This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer.

How do I open and manage my account?




  • The account may only be opened by UK residents that are 12 years or over.
  • Minimum balance £10.
  • Maximum balance £100,000.
  • Minimum deposit per month £10.
  • Maximum total monthly deposits cannot exceed £1,000.
  • To apply for a Regular Monthly Saver Account please read the Regular Monthly Saver Account leaflet to ensure this account is suitable for you.  Please be certain to read the Terms and Conditions for esbs Retail Savings Accounts.
  • If you wish to open an account you can download and print an application form, apply in person in one of our branches or, should you wish for an application form to be sent in the post for you, call our Savings Team on 01455 844422 (Option 1).  Please remember to provide the correct Identification and funds.
  • You can manage your account at our branches or by post.
Can I withdraw money?
  • Yes – 2 withdrawals per year (1st March – end of February Inc.).
  • The account will be closed if a further withdrawal is required.
Additional Information
  • This account is limited to one per investor.
  • If at least one payment per month (minimum £10) is not received per year the account will be closed with a £10 penalty.
paper airplan Print this page