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Regular Monthly Saver is a good way of building up your savings by putting away some money each month.


Summary Box

The Information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the terms and conditions that apply to the account.

What is the Interest Rate?1.75% Gross/1.75% AER


AER stands for Annual Equivalent Rate.  It illustrates what the interest rate would be if interest was paid and compounded each year.


Interest is calculated daily and is variable.  Interest is compounded annually on the last day of February.


See our current interest rates for all savings accounts.

Can esbs change the Interest Rate?We may change interest rates at any time if we reasonably believe the change is needed.  Please refer to Condition 7 – Interest in the Terms and Conditions for esbs Retail Savings Accounts for further details.
What would the estimated balance be after depositing £100 per month for 12 months?The projected balance based on the current interest rate is £1,211.35.


This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer.

How do I open and manage my account?
Can I withdraw money?
  • Yes – 2 withdrawals per year (1st March – end of February Inc.).
  • The account will be closed if a further withdrawal is required.
Additional Information
  • This account is limited to one per investor.
  • If 12 separate monthly payments are not received per year the account will be closed with a £10 penalty.
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