What do you consider to be the best way to get a good rate on your mortgage?

There are a number of different ways you can improve your chances of getting a good rate on your mortgage.

We were keen to find out what people considered to be the best way to get a decent rate, which is why we made this the focus of our poll question in October.

48% of those who took part felt that having a large deposit so they can borrow less would be the most sure-fire approach to take.

While 11% of participants said that careful management of their credit score was the best way to get a good rate, a further 11% said that they would use a broker or Independent Financial Adviser.

30% agreed that researching the best deal would be what they’d do, while no one who voted said they would go direct to a lender.

What do you consider to be the best way to get a good rate on your mortgage?    Results
Careful management of your credit score 11%
Having a large deposit so you can borrow less 48%
Researching the best deal 30%
Using a broker/IFA 11%
Going direct to a lender 0%