Instant Access Savings Account
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Instant Access Savings Account
An account designed for the person who requires penalty free instant access to their savings.
Summary Box
The Information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the terms and conditions that apply to the account.
What is the Interest Rate? | 1.80% Gross/1.80% AER (From 16 September 2024)
AER stands for Annual Equivalent Rate. It illustrates what the interest rate would be if interest was paid and compounded each year.
Interest is calculated daily and is variable. Interest is compounded annually on the last day of February.
See our current interest rates for all savings accounts. |
Can esbs change the Interest Rate? | We may change interest rates at any time if we reasonably believe the change is needed. Please refer to Condition 7 – Interest in the Terms and Conditions for esbs Retail Savings Accounts for further details. |
What would the estimated balance be after 12 months based on a £1,000 deposit?
| The projected balance based on the current interest rate is £1,018.00
This projection is provided for illustrative purposes only and does not take into account the individual circumstances of the customer. |
How do I open and manage my account?
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Can I withdraw money? |
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Additional Information | This account might be right for you if you: • Are happy with a variable rate of interest that can go up or down • Would like instant access to your money • Are aged 16 or over This account is not right for you if you: • Want the security of a fixed rate of interest |