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Later in Life Mortgages

At esbs we don’t believe that age should be a barrier to living life to the full, so we offer a range of retirement mortgages for people in later life.

We know that with age comes experience and in fact our personalised service has been valued by our customers for over 160 years. Our longevity is a hallmark of our success and the reason why we are one of the few lenders willing and able to support our members whether they are retired, or still employed or self employed.

In fact we take great pride in getting to know our members in order to give them the individual treatment they deserve.

What is a later life mortgage?

A Later Life Mortgage is a mortgage product designed for those who require a mortgage to run up to age 85, and who have a need to make financial choices whether they wish to retire or remain in employment.

We are able to consider retirement mortgages to age 85, whether you will be, or are, retired, or even if you are looking to continue working in an employed or self-employed non-manual position!

So, if you are looking for answers to questions such as “Can I get a mortgage at 50 or over?“, or if you want to move home to be nearer loved ones, or release capital from your existing property to help out the children, grandchildren or even great grandchildren or simply enjoy a better quality of life during your later years, a later life mortgage from esbs could be the solution.

Click here to see our current mortgage products


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