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Remortgage Deals

If your current mortgage deal is coming to an end, or you need to remortgage to raise some capital from the equity in your property, then why not speak to our friendly team at esbs to see how we can help you with remortgaging?

We take pride in our ability to handle every one of our customers’ circumstances individually and because we believe in providing a truly personal service, we have a range of different remortgage products that could be suitable.

Choosing to move your mortgage is a big decision; it could be used to finance home improvements, raise capital or help following a change in financial circumstances. Whatever the reason, let our team take the worry away and treat you just how you should be, as an individual.

PRODUCTDISCOUNTED
FOR
STANDARD
VARIABLE
RATE (SVR)
INITIAL RATE
PAYABLE
APRCEARLY
REPAYMENT
CHARGE PERIOD
MAX
LTV
BOOKING/ ARRANGEMENT FEE
No Early Repayment Charge SVR MortgageN/A5.24%5.24%
(Collar 2.5%)
5.5%N/A75%£125 – Upfront Booking Fee Arrangement Fee 1%
Stepped 5 Year Discount from SVR Mortgage as follows 1.85% Yrs 1, 2 and 3 2.25% Yrs 4 and 55 YEARS5.24%3.39% Yrs 1,
2 and 3 2.99%
Yrs 4 and 5
(Collar 2.5%)
4.6%3 Years75%£125 – Upfront Booking Fee £1,100 Arrangement Fee
Discount Mortgage SVR less 2.25% for 5 years5 YEARS5.24%2.99%
(Collar 2.5%)
4.4%5 years75%£1,225 Arrangement Fee
Discount Mortgage SVR less 1.95% for 5 years5 YEARS5.24%3.29%
(Collar 2.5%)
4.6%5 years75%£125 – Upfront Booking Fee £699 Arrangement Fee
Discount Mortgage SVR less 1.65% for 5 years5 years5.24%3.59%
(Collar 2.5%)
4.8%2 years75%£125 – Upfront Booking Fee £699 Arrangement Fee
Discount Mortgage SVR less 1.45% for 5 years5 years5.24%3.79%
(Collar 2.5%)
4.8%5 Years90%£125 – Upfront Booking Fee £599 Arrangement Fee
Discount Mortgage SVR less 1.00% for 5 years5 Years5.24%4.24%
(Collar 2.5%)
5.0%3 Years90%£125 – Upfront Booking Fee £599 Arrangement Fee
Self-build Mortgage SVR less 0.25% for 5 years5 years5.24%4.99%
(Collar 2.5%)
5.3%2 years50% on land and up to 75% at stage release£1,125 Arrangement Fee
Standard Variable Rate MortgageN/A5.24%5.24%
(Collar 2.5%)
5.4%2 years90%£125 – Upfront Booking Fee £399 Arrangement Fee

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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