Remortgaging
Remortgage Deals
If your current mortgage deal is coming to an end, or you need to remortgage to raise some capital from the equity in your property, then why not speak to our friendly team at esbs to see how we can help you with remortgaging and how much you can remortgage for.
We take pride in our ability to handle every one of our customers’ circumstances individually and because we believe in providing a truly personal service, we have a range of different remortgage products that could be suitable.
Choosing to move your mortgage is a big decision; it could be used to finance home improvements, raise capital or help following a change in financial circumstances. Whatever the reason, let our team take the worry away and treat you just how you should be, as an individual.
| PRODUCT | DISCOUNTED FOR | STANDARD VARIABLE RATE (SVR) | INITIAL RATE PAYABLE | APRC | EARLY REPAYMENT CHARGE PERIOD | MAX LTV | BOOKING/ ARRANGEMENT FEE |
| No Early Repayment Charge SVR Mortgage | N/A | 4.89% | 4.89% (Collar 2.5%) | 5.1% | N/A | 75% | £125 – Upfront Booking Fee Arrangement Fee 1% |
| Discount Mortgage SVR less 2.00% for 5 years | 5 YEARS | 4.89% | 2.89% (Collar 2.5%) | 4.2% | 5 years | 75% | £1,225 Arrangement Fee |
| Discount Mortgage SVR less 1.85% for 5 years | 5 YEARS | 4.89% | 3.04% (Collar 2.5%) | 4.3% | 5 years | 75% | £825 Arrangement Fee |
| Discount Mortgage SVR less 1.65% for 5 years | 5 years | 4.89% | 3.24% (Collar 2.5%) | 4.3% | 2 years | 75% | £825 Arrangement Fee |
| Discount Mortgage SVR less 1.45% for 5 years | 5 years | 4.89% | 3.44% (Collar 2.5%) | 4.4% | 5 Years | 90% | £125 – Upfront Booking Fee £599 Arrangement Fee |
| Discount Mortgage SVR less 1.00% for 5 years | 5 Years | 4.89% | 3.89% (Collar 2.5%) | 4.6% | 3 Years | 90% | £125 – Upfront Booking Fee £599 Arrangement Fee |
| Self-build Mortgage SVR less 0.25% for 5 years | 5 years | 4.89% | 4.64% (Collar 2.5%) | 4.9% | 2 years | 75% on land and up to 75% at stage release | £1,125 Arrangement Fee |
| Standard Variable Rate Mortgage | N/A | 4.89% | 4.89% (Collar 2.5%) | 5.1% | 2 years | 90% | £125 – Upfront Booking Fee £399 Arrangement Fee |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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